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Label holder on spine helps easily identify contents.
Sturdy, flexible, non-stick poly covers.
Non-stick poly material prevents ink and toner transfer.
Durable covers made of vinyl.
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Product description
Get the hang of improved organization in no time flat. Built-in hangers make this hanging storage binder ideal for use with your standard hanging file system. The vinyl cover is sturdy enough to give your papers the protection they need, yet flexible enough to make storage a snap. The handy spine ID helps you find the right binder with a glance, and the rings lock to ensure that your papers stay in place. Hang strong!.
What’s not changing is our commitment to better money movement. Read more.
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For everyone.
Novi is a new digital wallet for the Diem payment system that helps you keep more of your money.
Novi is changing the way money moves.
By making money move more freely, for more people.
Novi is from Facebook, so you’ll be able to access it from your favorite apps.
Simple. Send money as easily as sending a message.
When you add money to your wallet, we’ll convert it into a Diem digital currency that you can send to friends and family around the world.
Select who you’re sending to, enter the amount, see the exchange rate, and make the transfer. You can track every step and add a personal note to your loved ones.
Instant. Send and receive in just a few taps.
Your money arrives instantly in the Novi wallet, which means you don’t have to pay more to get it there faster. You can also choose to keep a balance in the wallet or withdraw in your local currency when and where you want.
Alice sent you
50.00XDX
Fees0.00
Just now
View
No surprises. Keep more of your money.
What you send is what they get. You can add, send, receive, and withdraw money from your wallet without worrying about hidden charges.
User authentication...
Checked
Security. Our commitment to you.
Customers are verified with a government-issued ID to protect their accounts. Learn more about security and privacy on Novi.
Novi has built-in fraud protections, in-app reporting, and dedicated customer care. In the event of fraud, you will be eligible to receive a full refund.
Novi is a regulated financial company from Facebook that will keep your account and financial data confidential and secure. Your Novi transaction history will only be visible to you.
We’re here for you.
Novi Customer Care is always open. You can get help 24/7 through our chat-based support, and you can access our help center from anywhere in the app.
Built on a secure, scalable, and reliable blockchain that gives people equal access to financial services.
Backed by the Diem Reserve of assets made up of cash or cash equivalents and short-term government securities.
Mateo received the money you sent.
Sending to Daniela
100.00USD
Fees0.00
AvailableInstantly
Sending
Daniela received the money you sent.
Sending to Mateo
100.00USD
Fees0.00
AvailableInstantly
Sending
Better for business.
Flexible solutions for merchants and e-commerce or payment platforms.
Cut costs and save time with lower processing fees and instant access to funds. Our services will help you put more back into your business.
Reach more customers with a payment option that everyone can use. Whether you’re a small shop, online retailer, or global platform, Novi can give your business a competitive edge.
We’ve got you covered every step of the way with a secure solution that makes accepting Diem digital currencies feel like business as usual.
When Novi is available, you will need a government-issued ID to sign up for an account. Identity verification is important to comply with laws and prevent fraud, so you know people are who they say they are.
Novi will be available as a stand-alone app in the App Store and Google Play. You will also be able to use Novi directly in your WhatsApp and Messenger apps, so you can send and receive money as easily as you message friends, family, and businesses.
Novi is designed for the Diem payment system. You can use Novi to send money around the world. You can also keep Diem digital currencies in your Novi wallet and use it to pay for everyday transactions wherever it is accepted.
What you send is what they get. You can add, send, receive, and withdraw money from your wallet without worrying about hidden charges. Novi is cutting fees to help people keep more of their money.
Our goal is to make Novi available to everyone, anywhere in the world. We’re working to bring Novi to as many countries as possible, as soon as the Diem network is available.
Novi is designed for the Diem payment system, so when you send and spend your money, you’ll be using Diem digital currencies. Through Novi, you can use your local currency to purchase Diem, and also convert Diem back to your local currency when you want to withdraw.
Accounts and transactions are verified, and fraud prevention is built in throughout the app. Novi uses government-issued IDs to verify customers, so you can trust people are who they say they are. Novi also has in-app reporting and dedicated customer care. In the event of fraud, you will be eligible to receive a full refund.
Yes. Novi will also be available as a stand-alone app that does not require you to have a Facebook, WhatsApp, or Messenger account — you just need a government-issued ID to sign up.
Novi will support peer-to-peer payments. Over time, additional merchant services will help businesses big and small accept Diem online, in-app, and in-store.
The Diem payment system incorporates three elements that work together to create a more inclusive financial system: (1) A secure, scalable, and reliable blockchain as the technological backbone of the payment system; (2) Diem digital currencies that are backed by a reserve of assets made up of cash and short-term government securities; and (3) Governance by the Diem Association, an independent membership organization tasked with developing and operating the Diem payment system. Novi Financial is one Member of the Diem Association.
Initially, the Diem payment system will support only a few digital currencies, such as ≋USD, ≋GBP and ≋EUR, which will have the same value in the country’s respective currency (e.g. 1 USD, 1 GBP, 1 EUR). The Diem payment system will also support a combination of these digital currencies, ≋XDX. Over time, the Diem payment system intends to support additional digital currencies.
